(586) 484-8969 lauren@nbplans.com

The Affordable Care Act

The Affordable Care Act, or ACA, has given millions more previously uninsured Americans access to health insurance coverage. If you’re not sure exactly what the ACA covers, or are having trouble deciding on a coverage plan, here are the basics about...

What Is a Health Savings Account

A health savings account is a personal savings account you can set up to help lower your overall medical costs. An HSA account allows you to set aside pre-tax dollars for covered medical expenses like deductibles, co-payments, co-insurance, and some others depending...

About Lauren Ferguson

Choosing the right Medicare, health or life insurance coverage can be a confusing and frustrating task. Lauren Ferguson, an insurance broker with NBP Associates, can help you make an informed choice. Whether you need help navigating the Medicare process, or choosing...

Medicare Basics – Part A

To get the most out of your Medicare coverage, it’s important to understand what the different parts of the Medicare program provide, and what the cost is to you. You become eligible for Medicare coverage when you turn 65. The Medicare program consists of three...

5 Important Medicare Facts for Pre-Retirees

Most Americans who turn 65 are eligible for Medicare, a federal program that covers many health expenses for seniors, but the program is complicated. Here are five important facts you need to know first, Medicare is not free Of the four parts part, A hospital...