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Medicare Basics – Part D

To get the most out of your Medicare coverage, it’s important to understand what the different parts of the Medicare program provide and what the cost is to you. The Medicare program consists of three parts: Part A, hospital insurance, Part B, medical insurance,...

Medicare Annual Enrollment Period – AEP

When is the Medicare annual enrollment period, and why is it important to you? The Medicare annual enrollment runs from October 15th through December 7th each year. The annual enrollment period is only extended beyond December 7th when FEMA declares an emergency, or a...

The Affordable Care Act

The Affordable Care Act, or ACA, has given millions more previously uninsured Americans access to health insurance coverage. If you’re not sure exactly what the ACA covers, or are having trouble deciding on a coverage plan, here are the basics about...

What Is a Health Savings Account

A health savings account is a personal savings account you can set up to help lower your overall medical costs. An HSA account allows you to set aside pre-tax dollars for covered medical expenses like deductibles, co-payments, co-insurance, and some others depending...